Bank Statement Only Loans in Miami

Free Work, Free Life

With Prime Time Mortgage bank statement-only loan services, you can use your bank statements rather than income verifications.

Easy Bank Statement Only Loans

Prime Time Mortgage cares about self-employed customers without a stable income. Our bank statement-only loan services can help freelancers buy a better house and live. These loans are primarily based on bank statements rather than traditional income verifications. They are helpful for freelancers and self-employed people with stable incomes, but real estate investors often use them. For more details, visit us in Miami, FL, or North Miami, FL, and Pembroke Pines, FL

Bank Statement only loans in Miami, Florida

Benefits Of Choosing Bank Statement-Only Loan

This type of loan gives people the required amount for stat-ups as independent workers.

Benefits Of Choosing Bank Statement-Only Loan

No Income Verification

Fast Approval

Flexible Conditions

Focus on Actual Cash Flow

Our Services

Reverse mortgages help homeowners aged 62 and above to change their home equity into cash without selling their homes.

Reverse Purchase mortgages assist seniors by accessing their home equity with the freedom of relocation and downside.

Refinance is the process of paying an old debt with a new one. It works by lowering interest rates. With this, you can save high interest rates.

The FHA  Loan allows homeownership accessibility by lowering down payments and increasing lenient credit requirements.

Veteran Affairs (VA) Loans are for people who have served our country as veterans or their eligible spouses. It works by eliminating down payment.

Jumbo Loans are traditional mortgage loans designed for people with excellent financial properties who exceed the conforming limits set by the FHFA.

Conventional loans include all loans that the government does not back. These loans often require high credit rates, as private lenders provide them.

Non-Qualified Mortgage(QM) Loans are designed by the government for people with unstable incomes.Non-QM Loans help people with low credit scores.

Bank Statement Only Loan Services In Cooper City

In these types of loans, Instead of relying on W-2 forms or tax returns, lenders assess the borrower’s business funding services based on their bank statements. Our company offers reliable terms and conditions for our freelancing clients. A Bank statement mortgage is a valuable option for those with non-traditional income sources, allowing them to achieve homeownership without the standard documentation. Meet us in Miami Gardens, FL, and Plantation, FL. Our company also wants freelancers and self-employed loan seekers to have top-notch service, so you should choose us soon.

Bank Statement Only Loan Services In Cooper City, Florida

Sub Services

Bank Statement Loans For High-Income Earners

Receive a loan as a high-income earner 

Bank Statement Loan Guidelines

Only our professional staff can help you with guidelines.

Bank Statement Loan For Small Business Owners

Our company wants to help small business owners.

Bank Statement Loan For Low-Income

We will provide you with a bank statement loan.

Sub Services

Bank Statement Loan For Freelancers

You can reach out to us for loan approvals.

Bank Statement Loan For High Debt-To-Income Ratio

Receive a loan from our company while having a high DTI ratio.

Bank Statement Loan Underwriting

We will do the loan underwriting for you.

Bank Statement Loan Pre-approval

We offer a fast service in approvals.

Bank Statement Only Loan Process

You are eligible for this loan if you have a good bank statement.

Prepare the documents
Search for a top lender
Submit application
Wait for Underwriting
Close the loan

Bank Statement Mortgages In Miami, Florida

Bank statement mortgages rely on bank statements instead of income verifications. Bank statement mortgages can be a valuable financing option for self-employed individuals or those with variable incomes who may struggle to qualify for traditional loans. Our company provides flexibility in income verification, making homeownership more attainable. Our expert team will provide you with the best guidelines. Book an appointment with us even if you’re from Fort Lauderdale, FL, or Sunrise, FL.

Bank Statement Mortgages In Miami, Florida

Service Areas

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FAQ’s

Do you have any
questions for us?

If you still have any question,  feel free to contact us anytime for help.

Income limits depend on the lender’s policies and the loan type.

Yes, down payments are generally required and can vary from 10% to 20%.

Yes, you can pay, but check for penalties.

You need to show your bank statement with relevant fields or clients you work with