Sunrise Non-QM Loan Service

Flexible Financing Solutions for Unique Borrowers in Sunrise.

Unlock financial possibilities in Sunrise, FL, with Prime Time Mortgage’s Non-QM loan services. We specialize in flexible mortgage solutions for self-employed individuals and borrowers with unconventional financial profiles.
Contact us today to learn more about our Non-QM loan solutions!

Non-QM Loans​

Non-QM loans are perfect for Sunrise borrowers who may not meet traditional lending criteria. These loans are ideal for self-employed individuals, business owners, or those with unique income sources. Non-QM loans offer flexibility in documentation and approval, making them a great solution for those with unconventional financial profiles.

At Prime Time Mortgage, we specialize in Non-QM loans, providing personalized solutions that cater to your specific needs. Whether you’re looking for bank statement loans, interest-only payments, or asset-based lending, our team will guide you through the process with ease.

Gain access to competitive rates and terms, even if traditional financing isn’t an option for you.
Reach out to Prime Time Mortgage today to explore Non-QM loan solutions!

Non-QM Loan Services in North Miami, Florida

Benefits Of Non-QM Loan

Benefits Of Non-QM Loan

Flexibility

Customized loan options for every financial situation.

Competitive Rates

Transparent and affordable mortgage solutions.

Expert Support

Professional guidance from application to closing.

Fast Approvals

Quick and hassle-free loan approval process.

Reverse Mortgage

A reverse mortgage allows Sunrise homeowners aged 62 or older to access the equity in their homes without the burden of monthly mortgage payments. This program is perfect for retirees seeking financial freedom while remaining in their homes. With Prime Time Mortgage, we make the process simple by offering competitive rates, personalized support, and transparent terms.

Our reverse mortgage services are ideal for supplementing retirement income, covering healthcare costs, or funding lifestyle enhancements. Whether you need a lump sum, monthly payments, or a line of credit, we’ll tailor the solution to meet your needs. Gain peace of mind knowing you’re working with experienced professionals dedicated to your financial success.
Contact us today to explore reverse mortgage options!

Reverse Mortgage​

Jumbo Loans Process

Apply, submit your docs, get approved, and close—our Jumbo Loan process is fast, easy, and designed to get you into your dream home!

Consultation

Discuss your financial goals with our team.

Customized Options

Review loan solutions tailored to your needs.

Documentation

Simplify the application process with expert guidance.

Approval & Funding

Secure fast approvals and access funds quickly.

Reverse Purchase

A reverse purchase loan allows seniors in Sunrise to buy a new home while leveraging equity from their current property. This option is perfect for those looking to downsize, relocate closer to family, or upgrade to a home that better suits their lifestyle.

Prime Time Mortgage simplifies the process, offering expert guidance on eligibility, benefits, and loan structures. With no monthly mortgage payments, you can enjoy your new home without financial strain. Our team ensures a smooth transaction from start to finish, handling all the paperwork and providing clear communication throughout.

Take advantage of this innovative program to achieve your homeownership goals in retirement.
Call us today to learn more about reverse purchase loans!

Reverse Purchase Loans
Refinance​ services near me

Refinance

Refinancing your home in Sunrise offers opportunities to lower your monthly payments, reduce your interest rate, or access cash for other financial goals. At Prime Time Mortgage, we specialize in creating personalized refinancing solutions that align with your financial objectives.

Our refinance programs include rate-and-term refinancing, cash-out refinancing, and FHA or VA refinancing options. Whether you want to pay off debt, renovate your home, or shorten your loan term, we make the process seamless. Our expert team ensures you understand every step, providing clear communication and competitive rates.

Take control of your financial future by exploring our refinancing options.
Contact Prime Time Mortgage today to start your refinancing journey!

FHA Loans

FHA loans are designed to make homeownership more accessible for Sunrise residents. With lower down payment requirements and lenient credit qualifications, this government-backed loan is perfect for first-time homebuyers and those with limited financial resources.

Prime Time Mortgage is committed to helping you navigate the FHA loan process, offering personalized support every step of the way. We assist with pre-approval, document preparation, and closing, ensuring a smooth experience. Whether you’re buying your first home or need flexible financing, FHA loans provide a reliable solution.

With competitive rates and expert guidance, our team will help you achieve your dream of homeownership.
Reach out today to learn more about FHA loan options!

FHA Loans
VA Loans

VA Loans

VA loans are a benefit for Sunrise veterans, active-duty service members, and their families. These government-backed loans offer zero-down payment options, competitive interest rates, and no private mortgage insurance, making homeownership more affordable for those who’ve served.

At Prime Time Mortgage, we understand the unique needs of veterans. Our dedicated team provides expert guidance to help you access the full benefits of VA loans. From eligibility checks to closing, we make the process stress-free and efficient.

Whether you’re purchasing your first home or refinancing, VA loans are a fantastic way to achieve financial stability and long-term homeownership.
Contact Prime Time Mortgage today to explore your VA loan options!

Contact Us Today!

From Non-QM loans to jumbo financing, Prime Time Mortgage is your trusted partner in Sunrise, FL. Let us help you secure the perfect mortgage solution for your unique needs!
Call now or fill out our online form to get started!

Jumbo Loans

Jumbo loans are designed for Sunrise residents purchasing high-value properties that exceed conventional loan limits. These loans offer competitive rates and flexible terms, making them ideal for luxury home purchases or investment properties.

Prime Time Mortgage specializes in jumbo loan solutions tailored to your unique financial situation. Whether you’re buying a new home or refinancing an existing one, our team ensures a smooth process from application to closing. With our expertise, we help you secure the funding needed for your dream property without unnecessary delays.

Take advantage of our personalized service and competitive rates to achieve your homeownership goals.
Contact Prime Time Mortgage today to discuss your jumbo loan options!

Jumbo Loans​ searvices near me
Conventional Loans

Conventional Loans

Conventional loans are a reliable choice for Sunrise residents looking for flexible mortgage options. These loans can be used for primary residences, vacation homes, or investment properties, offering competitive interest rates and a range of term lengths.

At Prime Time Mortgage, we make the conventional loan process simple and stress-free. Whether you’re a first-time homebuyer or a seasoned investor, our team provides expert guidance to help you choose the right loan for your needs. We also offer pre-approval services to streamline your home-buying process.With our competitive rates and dedicated support, we’ll help you achieve your financial goals with confidence.

Contact Prime Time Mortgage today to explore conventional loan options!

Bank Statement Only Loans

Bank statement only loans are tailored for Sunrise residents with irregular or self-reported income. Instead of relying on tax returns, these loans use your bank statements to verify income, making them a great option for freelancers, self-employed individuals, or commission-based earners.

Prime Time Mortgage simplifies the approval process for bank statement only loans. Our team ensures transparency and support every step of the way, from application to closing. Whether you’re purchasing a home or refinancing, this flexible loan option allows you to achieve your financial goals with less hassle.

With competitive terms and personalized assistance, we’ll help you secure the financing you need.
Contact us today to learn more about bank statement only loans!

With A Bank Statement Only Loan, You Can Have Freedom of Work.
Benefits Of Debt Service Loan

Debt Service Loans – No Income Verification

Debt service loans with no income verification are ideal for Sunrise property investors. These loans focus on the property’s cash flow instead of the borrower’s income, making them a practical solution for rental property purchases.

At Prime Time Mortgage, we specialize in helping investors secure debt service loans with minimal documentation. By analyzing the property’s income potential, we streamline the loan approval process, allowing you to focus on expanding your portfolio. Whether it’s a single-family rental or multi-unit property, our team will tailor the loan to suit your investment strategy.

Experience a hassle-free loan process with no income verification required.
Call us today to get started on your debt service loan application!

Hard Money Loans

Hard money loans are an excellent option for Sunrise borrowers seeking fast, short-term financing. These loans are asset-based, focusing on the property’s value rather than the borrower’s credit or income, making them ideal for real estate investors, fix-and-flip projects, or urgent funding needs.

Prime Time Mortgage offers flexible hard money loan solutions with competitive rates and quick approval times. Whether you’re purchasing, renovating, or refinancing a property, our expert team will guide you through the process efficiently. With our extensive experience in hard money lending, you’ll receive a personalized approach tailored to your specific goals.

Secure the funding you need for your next real estate project without delays.
Contact Prime Time Mortgage today to explore hard money loan options!

Plantation Hard Money Loans
Fund In Your Future Using Business Funding Services

Business Funding

Prime Time Mortgage offers flexible business funding solutions for Sunrise entrepreneurs and business owners. Whether you need capital for expansion, equipment purchases, or managing cash flow, our business funding services provide quick access to the resources you need.

Our tailored funding options cater to businesses of all sizes, offering competitive terms and flexible repayment plans. We understand the unique challenges faced by business owners and are here to provide personalized support to help you achieve your goals.

From startup funding to working capital loans, we simplify the process so you can focus on growing your business.
Contact Prime Time Mortgage today to discuss your business funding needs!

Contact Us

Unlock flexible financing with a Non-QM loan—get started today and find the right mortgage solution for your needs!

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FAQ’s

Do you have any
questions for us?

If you still have any question,  feel free to contact us anytime for help.

Non-QM loans are designed for borrowers with non-traditional income sources, such as freelancers, self-employed individuals, or investors.

Eligibility focuses on financial strength, such as bank statements, rental income, or assets, rather than W-2s or tax returns.

Approval timelines vary but are typically faster than traditional loans, depending on documentation.

Non-QM loans may have slightly higher rates, but they offer flexibility for unique financial situations.

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