Mortgage Resources
VA, FHA & Conventional Loan Guides
Government and conventional mortgage guides for Florida buyers, Veterans, and Realtors — including VA loan assumptions, FHA renovation financing, credit-score modernization, and program-specific underwriting updates.
VA Loan Assumptions in Florida: Can You Take Over a Seller's Low Mortgage Rate?
VA mortgages are assumable when the buyer qualifies. Learn how VA loan assumptions work in Florida, who can assume one, the equity-gap issue, seller entitlement risks, fees, and timelines.
Read articleAsset Depletion Mortgage in Florida: Freddie Mac's 2026 Rules Can Turn Assets Into Qualifying Income
Freddie Mac expanded assets-as-income rules with a 180-month formula, no age-62 rule for bank/brokerage assets, investment-property eligibility and broader LTV options.
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